Skint is not financial advice. It’s a personal budgeting tool — not regulated guidance.

Stress less about money before payday.

Skint: Budget Tracker — see your pay cycle, bills, and day-to-day spend in one app built for how people actually live in the UK.

Help & contact Privacy policy

Skint is prepared for iPhone launch and App Store review.

Why Skint

Plain English. No bank logins. You stay in control.

Pay-cycle first

Budget around when you actually get paid — not a calendar month that ignores reality.

Day-to-day spend

Log quick transactions and see categories without a spreadsheet meltdown.

Bills & reminders

Calendar-style view for bills, subscriptions, and milestones so nothing sneaks up.

Ask Skint & Pro

Ask plain-English questions about your money, plus deeper insights — one-time purchase, yours forever.

Local-only

Your data stays on your phone. No accounts, no cloud sync, no logins to lose.

Built for the UK

Pounds, payday cycles, and the way bills land here — not a US-shaped budget tool with a £ slapped on.